Updated March 5, 2018

Pag-ibig Death Benefits, which mean Provident Benefits plus Death Benefit, are only for the beneficiaries of Pag-ibig members who were still Pag-ibig members at the time of death.

cemetery-pag-ibig death benefit
Forest Lake Memorial Park, Binan, Laguna


If a person has already claimed his Provident benefits when he retired, his heirs are no longer qualified to claim a death benefit after he dies. Why? Because he stopped being a Pag-ibig member when he claimed his Provident benefits.

If a current Pag-ibig member dies, Pag-ibig Fund will divide the member's Provident and Death Benefits among the legal heirs, as defined by the New Civil Code of the Philippines.

File your Pag-ibig Provident and Death Benefit claim at the Pag-ibig branch where the deceased member's contributions were remitted.

1.  Death Certificate of Pag-ibig member
   Get from PSA

2.  Funeral Receipt or Certification of Payments
   Get from funeral service provider

3.  Proof of Surviving Legal Heirs (Notarized)
   Download form from Pag-ibig website or get from Pag-ibig 
 
4.  Application for Provident Benefits Claim
Download form from Pag-ibig website or get from Pag-ibig

5.  Birth certificates of all children
    Get from PSA, or get confirmation or baptismal certificate from church

6.  Affidavit of Guardianship (Notarized),
for claimant children 18 years old and below, or physically/mentally incompetent children

7.  Proof of relationship of claimant to Pag-ibig member who died
  - Birth certificate of deceased member, if claimant is parent
  - Birth certificates of claimants, if claimants are the children
  - Marriage certificate, if claimant is legal spouse
  - Certified true copy of baptismal/confirmation certificate is accepted if PSA copy is not available

8.  Certificate of No Marriage, if deceased member was Single
   Get from PSA

9. New!
   Required na ang Advisory on Marriage if deceased member was Married
   Ano ito? Sa PSA, ask for an Advisory on Marriage. Bibigyan ka ng CENOMAR form to fill up.
   Ang document na ibibigay sa iyo later on contains information on the member's marriage, or marriages/annulments involving the deceased member.

9.  2 Valid photo IDs of claimant

10.  Special Power of Attorney, if claim is filed by authorized representative

  2 Valid photo IDs of authorized representative are required.

11.  Pag-ibig may ask for additional documents


AFTER FILING

After filing, you will receive a Claims Acknowledgment Receipt (CAR).
Date of release will be written on the CAR.
Pag-ibig may call you during evaluation of documents, if more documents are needed

CLAIMING the CHECK

Present CAR and 2 valid IDs.

NOTE: Make sure to write accurately all the names and addresses of companies and dates of employment of the deceased in the Application for Provident Benefits Claim form.
This is important, specially for members who worked in different companies located in different cities. Pag-ibig records are NOT yet totally centralized, so it's possible that if the member worked in 2 or more companies in different cities, the member's savings were remitted to 2 or more Pag-ibig branches.

Provident Benefits Claimed by Retirees or Permanently Disabled
     = Savings or Contributions from Employee and Employer + Dividends

Provident Benefits Claimed by Heirs
    = Savings or Contributions from Employee and Employer + Dividends + Death Benefit

Death Benefit = 6,000 pesos for Active Members
                       = 6,000 pesos for Inactive Members whose TAV is 6,000 pesos or more
                       = Death benefit is equal to TAV if member was inactive and
                           TAV is less than 6,000 pesos

FAQs on Pag-ibig's Death Benefit
How Much is Pag-ibig's Death Benefit?

Documents to Claim Pag-ibig Death Benefits 

Photo credit: Pagibig.net